Idaho VA Loan Resources Hub
Every free tool, guide, and resource Mike publishes — all in one place.
Downloadable PDFs
- The ID VA Loan Playbook — 30+ page guide to using VA financing in Idaho. Covers eligibility, calculations, ID-specific advantages (disabled-Veteran property tax reduction, IHFA Down Payment Assistance), summer PCS tactics, VA appraisal, refinancing, and pitfalls.
- ID Veteran Money-Saving Guide — quarterly-updated 20-page guide to ID + federal veteran benefits, discounts, and tax breaks. Updated quarterly.
Calculators (8 total)
- BAH → Purchase Price — base + rank → max Idaho home price with Idaho winter-heating reality
- Funding Fee Calculator — first use vs subsequent + disability waiver
- PITI Payment Calculator — full monthly with ID county property tax + insurance + HOA
- Max $0-Down Purchase Calculator — income → max VA home price at 41% DTI guideline
- Disabled-Veteran Property Tax Calculator — Idaho disabled-Veteran property tax reduction $ savings
- IRRRL Recoupment Calculator — 36-month VA rule pass/fail
- Disability Gross-Up Calculator — 25% boost to qualifying income
- Residual Income Calculator — VA's West region 2026 thresholds
- All calculators in one place
Core ID VA loan guides
- Home — site index + base routing
- Eligibility — COE, service requirements, entitlement
- 2026 ID Loan Limits — all 44 counties + jumbo
- Disabled-Veteran Property Tax — Idaho reduction deep dive
- Funding Fee + Waiver — 10%+ disability waiver
- IRRRL Streamline Refi
- First-Time VA Buyer
- Assumable VA Loans
ID-specialist content (zero-national-coverage)
- ID DPA + VA Stacker — IHFA down payment assistance + VA layering
- VA Construction Loans in ID — single-close vs two-close + ID builder list
- Snowbird to ID Resident — occupancy + tax residency transition
- Tribal Lands + NADL — Idaho's 5 tribes (Coeur d'Alene, Kootenai, Nez Perce, Shoshone-Bannock, Shoshone-Paiute) + Native American Direct Loan
- Master-Planned Community VA Status — Harris Ranch, Hidden Springs, Avimor, and more
- Wildfire + Insurance Reality — Idaho mountain + foothill communities
- Boise vs Nampa vs Idaho Falls — ID metro comparison
- Summer PCS Playbook — June-August buyer competition tactics
- ID Retiring Veteran Guide — a top retirement state for Veterans
- VA Loan Glossary — 75+ ID-relevant terms
Comparison pages
Base hubs (deep PCS guides)
- Mountain Home AFB — 366th Fighter Wing, F-15E, Elmore County
- Gowen Field — Idaho Air National Guard 124th FW (A-10) + Idaho Army National Guard, Boise
City guides
- Boise · Meridian · Nampa · Idaho Falls · Pocatello · Coeur d'Alene · Twin Falls
Veteran discounts
- Statewide ID veteran discounts — state programs + federal benefits + national chains
- Boise metro discounts
- Nampa + Caldwell area discounts
- Mountain Home + Elmore County discounts
Free services
- ID VA Credit Tune-Up — free credit coaching for Veterans planning to buy in 6-12 months
- 60-Second Eligibility Check — 3-step intake, no credit pull
Connect with Mike
- About Mike — credentials, NMLS, philosophy
- Contact — phone, email, contact form
- For Real Estate Agents — Realtor referral playbook
External resources worth knowing
- NMLS Consumer Access — verify Mike's license + Cornerstone's license
- VA Home Loan Benefits (VA.gov) — official VA loan documentation
- Idaho Division of Veterans Services — state Veteran programs
- Idaho Housing and Finance Association (IHFA) — down payment assistance + first-mortgage programs
- Idaho Fish and Game — reduced-fee Veteran hunting + fishing licenses
- Idaho State Tax Commission — disabled-Veteran property tax reduction
- Boise VA Medical Center — VA healthcare in Idaho